43348 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43348 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1975
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-1N-25-2900-0033-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-2900-0033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	660 sqft
Porch	Florida Room
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43348 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 33 IN OR 2674/1368 RATLIFF ACRES UNR
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Subdivision	RATLIFF ACRES
Legal Lot Number	33
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3011
Census Tract	50505

Owner

43348 Ratliff Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2023
Transfer Doc	0026741368
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 19, 2023
Property Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248
Document Number	0026741368
Book / Page	2674 / 1368
Instrument Date	Sep 20, 2023
Instrument	202345031871
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24200 COUNTY ROAD 561, ASTATULA, FL 34705-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248

Tax Assessment & Valuation

The 2025 property tax bill for 43348 Ratliff Rd was $3,707, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00 (+1.37%)	$281,865 (+2.9%)	$336,569 (+22.87%) Land $135,000 Building $201,569
2024	$3,657.00 (-9.57%) Homeowner's exemption	$273,921 (+3.95%) Land $81,000 Building $192,921	$273,921 (+3.95%) Land $81,000 Building $192,921
2023	$4,044.00 (+18.94%)	$263,513 (+14.86%) Land $81,000 Building $182,513	$263,513 (+14.86%) Land $81,000 Building $182,513
2022	$3,400.00	$229,421 Land $81,000 Building $148,421	$229,421 Land $81,000 Building $148,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43348 Ratliff Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43348 Ratliff Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35