43348 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43348 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1975
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-1N-25-2900-0033-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-2900-0033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	660 sqft
Porch	Florida Room
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43348 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 33 IN OR 2674/1368 RATLIFF ACRES UNR
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Subdivision	RATLIFF ACRES
Legal Lot Number	33
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3011
Census Tract	50505

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2023
Transfer Doc	0026741368
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 19, 2023
Property Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248
Document Number	0026741368
Book / Page	2674 / 1368
Instrument Date	Sep 20, 2023
Instrument	202345031871
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24200 COUNTY ROAD 561, ASTATULA, FL 34705-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43348 RATLIFF RD, CALLAHAN, FL 32011-8248

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00 (+1.37%)	$281,865 (+2.9%)	$336,569 (+22.87%) Land $135,000 Building $201,569
2024	$3,657.00 (-9.57%) Homeowner's exemption	$273,921 (+3.95%) Land $81,000 Building $192,921	$273,921 (+3.95%) Land $81,000 Building $192,921
2023	$4,044.00 (+18.94%)	$263,513 (+14.86%) Land $81,000 Building $182,513	$263,513 (+14.86%) Land $81,000 Building $182,513
2022	$3,400.00	$229,421 Land $81,000 Building $148,421	$229,421 Land $81,000 Building $148,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35