Kenton County property record for 4336 Michigan Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,070 sqft |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,900 (Jul 2025) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jul 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-10-011.00 |
| Primary APN | 056-43-10-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,070 sqft Finished Area |
| Gross Area | 1,217 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4336 MICHIGAN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOTS 106-107 50'X 150' ES MICHIGAN AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 106-107 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Jul 30, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Nov 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Nov 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PATRICIA G JASPER |
| Oct 14, 2020 | Warranty Deed, Transfer PATRICIA G JASPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Aug 7, 2023 · Amount on Record |
| Deed Document Number | 202556 |
| Deed Book / Page | 350 / 756 |
| Prior Transfer Date | Nov 27, 2007 |
| Prior Transfer Doc | 0005900082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 3, 2025 |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0005900056 |
| Book / Page | KC 350 / 756 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 25070305900056 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 ALOUETTE DR, BATON ROUGE, LA 70820-5308 |
| Name | Verified Name |
|---|---|
| Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0005900057 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 25070305900057 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1556 EASTERN AVE, COVINGTON, KY 41014-1360 |
| Document Number | 0005900004 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 249/764 |
| Instrument | 21073005900004 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1556 EASTERN AVE, COVINGTON, KY 41014-1360 |
| Document Number | 0005900005 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 107/720 |
| Instrument | 21073005900005 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1556 EASTERN AVE, COVINGTON, KY 41014-1360 |
| Document Number | 0005900086 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 423/637 |
| Instrument | 22112305900086 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1556 EASTERN AVE, COVINGTON, KY 41014-1360 |
| Document Number | 0005900087 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 202/133 |
| Instrument | 22112305900087 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN |
| Name | Verified Name |
|---|
| Document Number | 0005900111 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | KCM 482/440 |
| Instrument | 23080705900111 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 00M1120060 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4336 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655 |
| Document Number | 00M1120060 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 00M112/000060 |
| Name | PATRICIA G JASPER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 14, 2020 |
| Property Address | 4336 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0000000304 |
| Book / Page | 000049 / 000494 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 304 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1556 EASTERN AVE COVINGTON KY 410141360, COVINGTON, KY 41014-1360 |
| Document Number | M1120060 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 00M112/000060 |
| Name | PATRICIA G JASPER |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,900 (+6.7%) Land $15,000 Building $239,900 | $254,900 (+6.7%) Land $15,000 Building $239,900 | |
| 2025 | $3,165.00 (+106.73%) | $238,900 (+107.74%) Land $10,000 Building $228,900 | $238,900 (+107.74%) Land $10,000 Building $228,900 |
| 2023 | $1,531.00 | $115,000 Land $10,000 Building $105,000 | $115,000 Land $10,000 Building $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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