4326 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4326 Michigan Ave, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1912
Square Footage	1,619 sqft Finished Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2019)
Tax Bill	$1,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-43-10-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,619 sqft Finished Area
Gross Area	2,079 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	4326 MICHIGAN AVE
City	COVINGTON
State	KY
Zip	41015-1655
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROSEDALE LOTS 110-111 50'X 150' ES MICHIGAN AVE
Legal Subdivision	ROSEDALE
Legal Lot Number	110-111
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1008
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-10-009.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4326 MICHIGAN AVE, COVINGTON, KY 41015-1655
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Doc Number	201903 15 059 00040
Deed Book / Page	6618 / 236
Prior Transfer Date	Feb 11, 2014
Prior Transfer Doc	0005900019
Record Refreshed	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 15, 2019
Property Address	4326 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number	0000000040
Book / Page	0C6618 / 000236
Instrument Date	Mar 14, 2019
Instrument	40
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4326 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655

Mortgage

Document Number	41
Date	Mar 15, 2019
Book Page	0C6618/000239
Instrument	41

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (-0.51%)	$147,500 (-) Land $10,000 Building $137,500	$147,500 (-) Land $10,000 Building $137,500
2023	$1,964.00	$147,500 Land $10,000 Building $137,500	$147,500 Land $10,000 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.