Charlotte County property record for 43349 Sapling St, Punta Gorda, FL 33982 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,027 sqft Living Area |
| Lot Size | 7,569 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2024) |
| Tax Bill | $5,909.00 (2025) |
| Primary APN | 42-26-32-222-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,629 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,569 sqft (0.173 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 483 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft Pool |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 43349 SAPLING ST |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5084 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BCR 02B 0000 0983 BABCOCK RANCH PHASE 2B LOT 983 (7569 SF) 4489/585 4559/853 3361535 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 32 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 2B |
| Legal Lot Number | 983 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PUNTA GORDA |
| Census Blockgroup | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 42-26-32-222-038
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage TRIDENT HOME LOANS LLC |
| May 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| Apr 02, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on Record |
| Deed Sale | Jan 23, 2024 · Amount on Record |
| Prior Sale | Apr 02, 2020 · Amount on Record |
| Deed Doc Number | 3361535 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 23, 2024 |
| Property Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0003361535 |
| Map Reference | MB 23 PG 2A |
| Instrument Date | Jan 23, 2024 |
| Instrument | 3361535 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17532 WINDING WOOD LN, PUNTA GORDA, FL 33982-5091 |
| Name | Verified Name |
|---|---|
| Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0003361536 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 3361536 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0047630449 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 4763/449 |
| Instrument | 2942488 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 02, 2020 |
| Property Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0045590853 |
| Book / Page | 4559 / 853 |
| Map Reference | MB 23 PG 2A |
| Instrument Date | Mar 31, 2020 |
| Instrument | 2800951 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 43349 SAPLING ST, PUNTA GORDA, FL 33982-5084 |
| Document Number | 0045590857 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 4559/0857 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,909.00 (-4.12%) | $395,502 (+34.64%) | $468,317 (+5.14%) Land $89,000 Building $379,317 |
| 2023 | $6,163.00 (+4.94%) Homeowner's exemption | $293,750 (+3%) | $445,408 (+9.86%) Land $75,000 Building $370,408 |
| 2022 | $5,873.00 Homeowner's exemption | $285,194 | $405,429 Land $55,250 Building $350,179 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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