4334 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 4334 Smith Rd SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,339 sqft · built 2005
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$194,900 (Nov 2024)
Tax Bill	$823 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Mar 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0006`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0006`
Alternative APN	`11767`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,339 sqft Heated Area
1st Floor Area	1,339 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft
Lean-To	120 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11767
Street Address	4334 SMITH RD SE
City	TOWNSEND
State	GA
Zip	31331-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H/LT6 .54 AC COASTAL PINES S/D PC 1/ 225 K-L
Legal Subdivision	COASTAL PINES
Legal Lot Number	6
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1006
Census Tract	110202

Owner

Source: McIntosh County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Warranty Deed, Transfer · Conventional Mortgage MARSHLAND CREDIT UNION
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage EVOLVE BANK AND TRUST
Mar 24, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 26, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	721 / 35
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0000000721/000000003
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Nov 18, 2024
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Document Number	0000721/35
Book / Page	721 / 35
Instrument Date	Nov 13, 2024
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	D2024002369
Date	Nov 18, 2024
Instrument	D2024002369

Lender

Name	MARSHLAND CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jan 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000623/650
Date	Mar 27, 2017
Book Page	623/650
Instrument	000583

Lender

Name	CARRINGTON MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	0000000655/0000000523
Date	Apr 14, 2020
Book Page	0000000655/0000000523
Instrument	000598

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	0000000649/0000000842
Date	Sep 23, 2019
Book Page	0000000649/0000000842
Instrument	001776

Lender

Name	EVOLVE BANK AND TRUST

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCINTOSH GA
Recording Date	Mar 24, 2020
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Document Number	000655/519
Book / Page	655 / 519
Instrument Date	Mar 24, 2020
Instrument	2020-000223
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCINTOSH GA
Recording Date	Sep 26, 2019
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Document Number	000650/191
Book / Page	650 / 191
Instrument Date	Sep 26, 2019
Instrument	2019-000862
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 30, 2018
Property Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653
Document Number	000638/663
Book / Page	638 / 663
Instrument Date	Aug 30, 2018
Instrument	2018-000677
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4334 SMITH RD SE, TOWNSEND, GA 31331-3653

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (+23.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$88,956 (+8.67%) Land $8,000 Building $80,956	$222,390 (+8.67%) Land $20,000 Building $202,390
2023	$667.00 Homeowner's exemption Senior Citizen's exemption	$81,860 Land $5,000 Building $76,860	$204,650 Land $12,500 Building $192,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

May also be available: T-Mobile.

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