4316 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 4316 Smith Rd SE, Townsend, GA 31331 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,816 sqft · built 2005
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2018)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0007`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0007`
Alternative APN	`11724`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,816 sqft Heated Area
1st Floor Area	1,816 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Porch	Slab
Porch Area	193 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11724
Street Address	4316 SMITH RD SE
City	TOWNSEND
State	GA
Zip	31331-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/LT 7 .56 AC COASTAL PINES S/D PC1/ 225 K-L
Legal Subdivision	COASTAL PINES
Legal Lot Number	7
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1006
Census Tract	110202

Owner

Source: McIntosh County records · APN 0050-C-0007

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	20181014
Deed Book / Page	641 / 919
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653
Transaction Type	Mortgage
Record Updated	Oct 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	0000000691/0000000872
Date	Aug 26, 2022
Book Page	0000000691/0000000872
Instrument	002037

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	0000000660/0000000603
Date	Aug 19, 2020
Book Page	0000000660/0000000603
Instrument	001581

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Dec 21, 2018
Property Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653
Document Number	000641/919
Book / Page	641 / 919
Instrument Date	Dec 21, 2018
Instrument	2018-001014
Transaction Type	Transfer
Record Updated	Aug 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 SMITH RD SE, TOWNSEND, GA 31331-3653

Mortgage

Document Number	0000000641/0000000921
Date	Dec 27, 2018
Book Page	0000000641/0000000921
Instrument	002384

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,311.00 (+15.33%)	$106,000 (+8.52%) Land $8,000 Building $98,000	$265,000 (+8.52%) Land $20,000 Building $245,000
2023	$2,871.00 Homeowner's exemption	$97,680 Land $5,000 Building $92,680	$244,200 Land $12,500 Building $231,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McIntosh County (13191C), updated August 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131911102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	About 1 in 806 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Darien Telephone Company	Cable	1,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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