4280 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 4280 Smith Rd SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,551 sqft · built 2005
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (May 2009)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0008`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0008`
Alternative APN	`11725`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,551 sqft Heated Area
1st Floor Area	1,551 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)

Exterior Amenities

Porch	Patio
Porch Area	278 sqft
Gazebo	100 sqft
Storage Building	128 sqft
Pole Barn	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11725
Street Address	4280 SMITH RD SE
City	TOWNSEND
State	GA
Zip	31331-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H/LT8 .56 AC COASTAL PINES S/D PC1/ 225 K-L
Legal Subdivision	COASTAL PINES
Legal Lot Number	8
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1006
Census Tract	110202

Owner

4280 Smith Rd SE is owned and occupied by an individual who bought it in May 2009.

Source: McIntosh County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4280 SMITH RD SE, TOWNSEND, GA 31331-3651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit FIVE STAR CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2009 · Amount on File
Deed Sale	May 13, 2009 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Document Number	2009298
Deed Book / Page	517 / 407
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4280 SMITH RD SE, TOWNSEND, GA 31331-3651
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 SMITH RD SE, TOWNSEND, GA 31331-3651

Mortgage

Document Number	0000000703/0000000516
Date	Aug 2, 2023
Book Page	0000000703/0000000516
Instrument	D2023001617

Lender

Name	FIVE STAR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4280 SMITH RD SE, TOWNSEND, GA 31331-3651
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 SMITH RD SE, TOWNSEND, GA 31331-3651

Mortgage

Document Number	0000000675/0000000077
Date	Jul 19, 2021
Book Page	0000000675/0000000077
Instrument	001925

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4280 Smith Rd SE was $1,347 with a homeowner's exemption.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 Homeowner's exemption	$94,952 Land $8,000 Building $86,952	$237,380 Land $20,000 Building $217,380
2023	$1,240.00 Homeowner's exemption	$87,616 Land $5,000 Building $82,616	$219,040 Land $12,500 Building $206,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4280 Smith Rd SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4280 Smith Rd SE is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

May also be available: T-Mobile.

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