4332 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 4332 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,873 sqft · built 2023
Lot Size	0.714 acres (31,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,019,000 (Dec 2023)
Tax Bill	$19,206 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-402-004`

Property Details

APN / Parcel Number

Primary APN	`06-05-402-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,873 sqft Living Area
Gross Area	7,193 sqft
1st Floor Area	4,873 sqft
Basement Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	31,087 sqft (0.714 acres)
Lot Dimensions	208 ft deep x 148 ft wide
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4332 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 HENNEBERRY WOODS UNIT 1
Legal Subdivision	HENNEBERRY WOODS
Legal Lot Number	29
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2041
Census Tract	890702

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 LINDEN DR, OSWEGO, IL 60543-2000
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 12, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	202314230
Prior Transfer Date	Oct 29, 2022
Prior Transfer Doc	0000017962
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 12, 2023
Property Address	4332 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000014230
Map Reference	DOC 200500026500
Instrument Date	Nov 20, 2023
Instrument	202300014230
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2024
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4332 CHERRY RD, OSWEGO, IL 60543-6804

Mortgage

Document Number	0000014231
Date	Dec 12, 2023
Instrument	202300014231

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 12, 2023
Property Address	4332 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000014230
Map Reference	DOC 200500026500
Instrument Date	Nov 20, 2023
Instrument	202300014230
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2024
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4332 CHERRY RD, OSWEGO, IL 60543-6804

Mortgage

Document Number	0000014231
Date	Dec 12, 2023
Instrument	202300014231

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 7, 2022
Property Address	4332 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000017962
Map Reference	DOC 200500826500
Instrument Date	Sep 29, 2022
Instrument	202200017962
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 354, BRISTOL, IL 60512-0354

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 2, 2021
Property Address	4332 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000016914
Map Reference	DOC 200500026500
Instrument Date	Jul 1, 2021
Instrument	202100016914
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4322 CHERRY RD, OSWEGO, IL 60543-6804

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 18, 2020
Property Address	4332 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000010572
Instrument Date	Jun 2, 2020
Instrument	10572
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26122 S INDIAN CREEK TRL CHANNAHON IL 604103399, CHANNAHON, IL 60410-3399

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,206.00 (+0.91%)	$257,871 (+1,570.15%) Land $15,749 Building $242,122	$773,613 (+1,570.15%) Land $47,247 Building $726,366
2024	$19,033.00
2022		$15,440 Land $15,440	$46,320 Land $46,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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