4284 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 4284 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,636 sqft · built 2006
Lot Size	0.735 acres (32,026 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2019)
Tax Bill	$18,391 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-402-006`

Property Details

APN / Parcel Number

Primary APN	`06-05-402-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,636 sqft Living Area
Gross Area	7,533 sqft
1st Floor Area	4,636 sqft
Basement Area	2,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	32,026 sqft (0.735 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4284 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 HENNEBERRY WOODS UNIT 1
Legal Subdivision	HENNEBERRY WOODS
Legal Lot Number	27
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2041
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4284 CHERRY RD, OSWEGO, IL 60543-6800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit ALLIED FIRST BANK SB
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Jun 13, 2019	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	20197741
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4284 CHERRY RD, OSWEGO, IL 60543-6800
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4284 CHERRY RD, OSWEGO, IL 60543-6800

Mortgage

Document Number	0000012434
Date	Jul 22, 2022
Instrument	202200012434

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.42%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4284 CHERRY RD, OSWEGO, IL 60543-6800
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016529
Date	Jun 29, 2021
Instrument	202100016529

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 13, 2019
Property Address	4284 CHERRY RD, OSWEGO, IL 60543-6800
Document Number	0000007741
Map Reference	DOC 200500026500
Instrument Date	May 24, 2019
Instrument	201900007741
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4284 CHERRY RD, OSWEGO, IL 60543-6800

Mortgage

Document Number	0000007742
Date	Jun 13, 2019
Instrument	201900007742

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,000 (+25.59%) Land $16,878 Building $238,122	$765,000 (+25.59%) Land $50,634 Building $714,366
2024	$18,391.00
2022		$203,041 Land $16,547 Building $186,494	$609,123 Land $49,641 Building $559,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures