4308 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 4308 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,374 sqft · built 2019
Lot Size	0.858 acres (37,353 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2017)
Tax Bill	$15,887 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-402-005`

Property Details

APN / Parcel Number

Primary APN	`06-05-402-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	5,888 sqft
1st Floor Area	2,374 sqft
Basement Area	2,374 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Brick
Roof Material	Asphalt
Lot Area	37,353 sqft (0.858 acres)
Lot Dimensions	236 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4308 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 HENNEBERRY WOODS UNIT 1
Legal Subdivision	HENNEBERRY WOODS
Legal Lot Number	28
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2041
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2314 AMSTERDAM CIR, MONTGOMERY, IL 60538-6012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Aug 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST MIDWEST BK
Aug 15, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	201713016
Prior Transfer Date	Nov 27, 2015
Prior Transfer Doc	0000018932
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4308 CHERRY RD, OSWEGO, IL 60543-6804
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013381
Date	Jul 23, 2020
Instrument	202000013381

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 6, 2019
Property Address	4308 CHERRY RD, OSWEGO, IL 60543-6804
Instrument Date	Aug 2, 2019
Instrument	10937
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 KILBERY LN NORTH AURORA IL 605424629, NORTH AURORA, IL 60542-4629

Mortgage

Document Number	0000010937
Date	Aug 6, 2019
Instrument	10937

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 15, 2017
Property Address	4308 CHERRY RD, OSWEGO, IL 60543-6804
Document Number	0000013016
Instrument Date	Aug 8, 2017
Instrument	13016
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 AMSTERDAM CIR MONTGOMERY IL 605386012, MONTGOMERY, IL 60538-6012

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,620 (+23%) Land $16,878 Building $193,742	$631,860 (+23%) Land $50,634 Building $581,226
2024	$15,887.00
2022		$171,238 Land $16,547 Building $154,691	$513,714 Land $49,641 Building $464,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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