4331 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4331 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,652 sqft · built 2022
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Feb 2026)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86B C 1.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 1.00`
Alternative APNs	`086B C 00100 000` `401131`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	716 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	438 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4331 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK: 2 LOT: 14 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	14
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4331 MEMORY LN, ADAMS, TN 37010-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU
Feb 26, 2021	Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK
Feb 26, 2021	Warranty Deed, Transfer · Construction Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	20261532247
Deed Book / Page	2476 / 3265
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0001042626
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Feb 11, 2026
Property Address	4331 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02476/3265
Book / Page	2476 / 3265
Map Reference	MB F PG 1122
Instrument Date	Feb 4, 2026
Instrument	1532247
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4331 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001532248
Date	Feb 11, 2026
Instrument	1532248

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jul 11, 2022
Property Address	4331 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02234/2769
Book / Page	2234 / 2769
Map Reference	MB P PG 1122
Instrument Date	Jun 10, 2022
Instrument	1388160
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATIONS TTL AGCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 MEMORY LN # 14, 14, ADAMS, TN 37010-9502

Mortgage

Document Number	0001388161
Date	Jul 11, 2022
Instrument	1388161

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4331 MEMORY LN, ADAMS, TN 37010-9502
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001302235
Date	Feb 26, 2021
Book Page	2064/2125
Instrument	1302235

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 10, 2022

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Feb 26, 2021
Property Address	4331 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02064/2121
Book / Page	2064 / 2121
Map Reference	MB F PG 1122
Instrument Date	Feb 25, 2021
Instrument	1302234
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$214.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 RIVER RUN, CLARKSVILLE, TN 37043-6041
Investor	Possibly a Property Investor

Mortgage

Document Number	02064/2125
Date	Feb 26, 2021
Book Page	2064/2125
Instrument	1302235

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00	$86,200 (-)	$344,800 (-) Land $76,000 Building $268,800
2024	$1,810.00 (-0.17%)	$86,200 (+166.25%)	$344,800 (+166.25%) Land $76,000 Building $268,800
2023	$1,813.00 (+87.29%)	$32,375 (-46.62%)	$129,500 (-46.62%) Land $53,500 Building $76,000
2022	$968.00	$60,650	$242,600 Land $53,500 Building $189,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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