4319 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4319 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,848 sqft · built 1998
Lot Size	4.85 acres (211,266 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Sep 2021)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`83O A 4.00`

Property Details

APN / Parcel Number

Primary APN	`83O A 4.00`
Alternative APNs	`083O A 00400 000` `56898`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	4,553 sqft
1st Floor Area	1,732 sqft
Upper Floors Area	699 sqft
Basement Area	1,732 sqft
Finished Basement	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	211,266 sqft (4.85 acres)
Lot Dimensions	442 ft deep x 153 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	3,606 sqft
Porch	Porch
Porch Area	378 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4319 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUBDIVISION: MEADOWLAND BLOCK: 1 LOT: 4-6 SM SLAB NOT VALUED ( USED TO CROSS DRAINAGE) T-00. COMBINED WITH 83O-A-5&6 T-10;
Legal Subdivision	MEADOWLAND
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4319 MEMORY LN, ADAMS, TN 37010-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Jan 30, 1998 · Amount on Record
Deed Document Number	20211339130
Deed Book / Page	2137 / 2356
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4319 MEMORY LN, ADAMS, TN 37010-9502
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	02111/1701
Date	Jul 8, 2021
Book Page	2111/1701
Instrument	1325707

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Sep 17, 2021
Property Address	4319 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02137/2356
Book / Page	2137 / 2356
Map Reference	MB 12 PG 92 PL 92
Instrument Date	Sep 16, 2021
Instrument	1339130
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,661.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001339131
Date	Sep 17, 2021
Instrument	1339131

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00	$146,200 (+1.37%)	$584,800 (+1.37%) Land $158,900 Building $425,900
2024	$3,029.00 (+33.67%)	$144,225 (+90.27%)	$576,900 (+90.27%) Land $158,900 Building $418,000
2023	$2,266.00	$75,800 (-)
2022	$2,266.00	$75,800	$303,200 Land $80,300 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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