Montgomery County property record for 4320 Memory Ln, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,358 sqft · built 1989 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,000 (Jun 2026) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 83O A 8.00 |
| Primary APN | 83O A 8.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 3,282 sqft |
| 1st Floor Area | 1,188 sqft |
| Upper Floors Area | 466 sqft |
| Basement Area | 704 sqft |
| Finished Basement | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 220 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4320 MEMORY LN |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISION: MEADOWLAND BLOCK: 1 LOT: 7 DHR QC DEED V709-1030 T-99 |
| Legal Subdivision | MEADOWLAND |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 101807 |
Source: Montgomery County records · APN 83O A 8.00
Assessment roll updated May 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jun 01, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC |
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jan 06, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST ADVANTAGE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Jan 06, 2020 · Amount on Record |
| Deed Document Number | 20261545916 |
| Deed Book / Page | 2492 / 4099 |
| Transfer Doc | 0709001030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02058/1535 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 2058/1535 |
| Instrument | 1299115 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 01, 2026 |
| Property Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Document Number | 0001545916 |
| Book / Page | 2492 / 4099 |
| Instrument Date | May 29, 2026 |
| Instrument | 20261545916 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,358.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Document Number | 0001545917, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 20261545917 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001299115 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 2058/1535 |
| Instrument | 1299115 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jan 06, 2020 |
| Property Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Document Number | 1937/1331 |
| Book / Page | 1937 / 1331 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 1238542 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 MEMORY LN, ADAMS, TN 37010-9501 |
| Document Number | 0001238543 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 0000001937/0000001333 |
| Instrument | 1238543 |
| Name | FIRST ADVANTAGE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 | $105,400 (-) | $421,600 (-) Land $136,800 Building $284,800 |
| 2024 | $2,213.00 (+31.8%) | $105,400 (+94.64%) | $421,600 (+94.64%) Land $136,800 Building $284,800 |
| 2023 | $1,679.00 (+3.71%) | $54,150 (-3.56%) | |
| 2022 | $1,619.00 | $56,150 | $216,600 Land $53,500 Building $163,100 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST MONTGOMERY U.D. serves 18,382 people |
|---|---|
| Water Source | Purchased surface water from CUNNINGHAM EAST-MONTG WTP |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures