43303 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43303 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2017
Lot Size	2.56 acres (111,949 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Mar 2022)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`16-1N-25-2900-0004-0020`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-2900-0004-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	111,949 sqft (2.56 acres)
Garage Area	616 sqft
Porch	Porch
Porch Area	515 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43303 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-8249
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT LOT 4 IN OR 2549/1557 RATLIFF ACRES UNR
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Subdivision	RATLIFF ACRES
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3000
Census Tract	50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43303 RATLIFF RD, CALLAHAN, FL 32011-8249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	202245010900
Deed Book / Page	2549 / 1557
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 24, 2022
Property Address	43303 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number	0025491557
Book / Page	2549 / 1557
Instrument Date	Feb 28, 2022
Instrument	202245010900
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43303 RATLIFF RD, CALLAHAN, FL 32011-8249

Mortgage

Document Number	0025491562
Date	Mar 24, 2022
Instrument	2549/1562

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	43303 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number	0022131742
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43303 RATLIFF RD CALLAHAN FL 320118249, CALLAHAN, FL 32011-8249

Mortgage

Document Number	0022131742
Date	Jul 26, 2018
Book Page	002213/001742
Instrument	23308

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 25, 2041

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+2.29%)	$276,628 (+4.14%) Land $89,950 Building $186,678	$276,628 (+4.14%) Land $89,950 Building $186,678
2024	$4,151.00 (+6.22%)	$265,622 (+8.46%) Land $89,950 Building $175,672	$265,622 (+8.46%) Land $89,950 Building $175,672
2023	$3,908.00 (+40.63%)	$244,908 (+8.55%) Land $89,950 Building $154,958	$244,908 (+8.55%) Land $89,950 Building $154,958
2022	$2,779.00 Homeowner's exemption	$225,628 Land $89,950 Building $135,678	$225,628 Land $89,950 Building $135,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ratliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures