Nassau County property record for 43295 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 768 sqft · built 1982 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,000 (Mar 2000) |
| Tax Bill | $713 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 16-1N-25-2900-0004-0010 |
| Primary APN | 16-1N-25-2900-0004-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 768 sqft Heated Area |
| Gross Area | 1,360 sqft |
| 1st Floor Area | 768 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 105,415 sqft (2.42 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,104 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 592 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 43295 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | WTLY 160 FT OF LOT 4 IN OR 925/1334 RATLIFF ACRES UNR |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | RATLIFF ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50505 |
43295 Ratliff Rd is owned and occupied by two individuals who bought it in March 2000.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43295 RATLIFF RD, CALLAHAN, FL 32011-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2000 · Amount on File |
| Deed Sale | Mar 27, 2000 · Amount on File |
| Deed Document Number | 0009251334 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 43295 Ratliff Rd was $713 with a homeowner's exemption, up 2.6% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713.00 (+2.59%) Homeowner's exemption | $86,802 (+2.9%) | $166,133 (-5.5%) Land $84,700 Building $81,433 |
| 2024 | $695.00 (+3.73%) Homeowner's exemption | $84,356 (+3%) | $175,797 (+2.02%) Land $84,700 Building $91,097 |
| 2023 | $670.00 (+15.32%) Homeowner's exemption | $81,899 (+3%) | $172,310 (+10.6%) Land $84,700 Building $87,610 |
| 2022 | $581.00 Homeowner's exemption | $79,514 | $155,793 Land $84,700 Building $71,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43295 Ratliff Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 11 (2008–2017) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43295 Ratliff Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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