Nassau County property record for 43281 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,222 sqft · built 1977 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,952 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-25-2900-0003-0000 |
| Primary APN | 16-1N-25-2900-0003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,222 sqft Living Area |
| Gross Area | 3,862 sqft |
| 1st Floor Area | 3,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 206,910 sqft (4.75 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Driveway | Concrete Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43281 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 3 IN OR 211 PG 520 RATLIFF ACRES UNR |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | RATLIFF ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50505 |
43281 Ratliff Rd is owned and occupied by two individuals who acquired it in October 2024.
Source: Nassau County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43281 RATLIFF RD, CALLAHAN, FL 32011-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0027441158 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 43281 Ratliff Rd was $2,952, up 1.4% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,952.00 (+1.44%) | $232,656 (+2.9%) | $517,824 (+16.97%) Land $142,500 Building $375,324 |
| 2024 | $2,910.00 (+1.5%) Homeowner's exemption | $226,099 (+3%) | $442,697 (+3.79%) Land $85,500 Building $357,197 |
| 2023 | $2,867.00 (+10.65%) Homeowner's exemption | $219,514 (+3%) | $426,523 (+31.35%) Land $85,500 Building $341,023 |
| 2022 | $2,591.00 Homeowner's exemption | $213,120 | $324,726 Land $85,500 Building $239,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43281 Ratliff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 11 (2008–2017) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43281 Ratliff Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures