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433 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 433 Warwick St, Cambria, CA 93428 · Last verified October 2025

Property Summary

Property TypeHome Plus Accessory Dwelling Unit
Details2 bd · 2 ba · 1,355 sqft · built 1929
Lot Size0.08 acres (3,500 sqft)
Owner2 Company Names on File
Last Sale$960,000 (Mar 2021)
Tax Bill$11,303 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN022-032-033

Property Details

APN / Parcel Number

Primary APN022-032-033

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,355 sqft Living Area
Gross Area1,270 sqft

Exterior

Year BuiltBuilt 1929
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
TerrainAbove Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address433 WARWICK ST
CityCAMBRIA
StateCA
Zip93428-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Legal DescriptionCAM PINES U 1 BL 13 LTS 37 TO 39
Legal SubdivisionCAMBRIA PINES 01
Legal Block13
Legal Lot Number37
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1036
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 022-032-033

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address433 WARWICK ST, CAMBRIA, CA 93428-2323
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Grant Deed, Transfer · Conventional Mortgage
MERIWEST MORTGAGE COMPANY LLC
Nov 02, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleNov 15, 2000
Deed Document Number2021020652
Record UpdatedJun 07, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 18, 2021
Property Address433 WARWICK ST, CAMBRIA, CA 93428-2323
Document Number0000020652
Map ReferenceMB 3 PG 106
Instrument DateFeb 23, 2021
Instrument2021020652
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address433 WARWICK ST, CAMBRIA, CA 93428-2323

Mortgage

Document Number0000020653
DateMar 18, 2021
Instrument2021020653
Lender
NameMERIWEST MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

November 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 02, 2020
Property Address433 WARWICK ST, CAMBRIA, CA 93428-2323
Document Number0000062517
Instrument DateOct 14, 2020
Instrument62517
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address84 GLEN EDEN AVE OAKLAND CA 946114317, OAKLAND, CA 94611-4317

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,303.00 (+4.04%)$1,039,133 (+4.04%) Land $568,276 Building $470,857
2023$10,864.00 (+1.98%)$998,784 Land $546,210 Building $452,574
2022$10,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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