San Luis Obispo County property record for 436 Warwick St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,843 sqft · built 1973 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Aug 2020) |
| Tax Bill | $6,910 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-033-035 |
| Primary APN | 022-033-035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 70 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 436 WARWICK ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 1 BL 14 LTS 8 TO 10 |
| Legal Subdivision | CAMBRIA PINES 01 |
| Legal Block | 14 |
| Legal Lot Number | 8 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 10404 |
Source: San Luis Obispo County records · APN 022-033-035
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 436 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST NORTHERN CALIFORNIA CU |
| Aug 18, 2020 | Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 18, 2020 | Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2020 |
| Deed Document Number | 2020043629 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 436 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 436 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Document Number | 0000025303 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023025303 |
| Name | 1ST NORTHERN CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | MARTINEZ, CA 94553 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 436 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Document Number | 0000043629 |
| Map Reference | MB 3 PG 106 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020043629 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1954 REDWOOD DR, MARTINEZ, CA 94553-5325 |
| Document Number | 0000043630 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020043630 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 436 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Document Number | 0000043628 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 43628 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 WARWICK ST CAMBRIA CA 934282324, CAMBRIA, CA 93428-2324 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,910.00 (+4.1%) | $622,397 (+4.04%) Land $324,729 Building $297,668 |
| 2023 | $6,638.00 (+2%) | $598,230 Land $312,120 Building $286,110 |
| 2022 | $6,508.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch WiFi, Verizon.
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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