San Luis Obispo County property record for 400 Warwick St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 970 sqft · built 1931 |
| Lot Size | 0.144 acres (6,253 sqft) |
| Owner | Company Name on Record |
| Last Sale | $30,000 (Sep 2006) |
| Tax Bill | $7,534 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-033-030 |
| Primary APN | 022-033-030 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Construction Type | Wood |
| Lot Area | 6,253 sqft (0.144 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 400 WARWICK ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 1 BL 14 LTS 1 TO 3 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4231 COUNTRY CLUB DR, BAKERSFIELD, CA 93306-3701 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2006 · Amount on Record |
| Deed Sale | Sep 1, 2006 · Amount on Record |
| Prior Sale | Sep 8, 2004 · Amount on Record |
| Deed Document Number | 200662320 |
| Last Transfer Date | Feb 21, 2013 |
| Transfer Doc | 0000011292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 400 WARWICK ST, CAMBRIA, CA 93428-2324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY BAKER |
| Name | Verified Name |
|---|
| Document Number | 0000042785 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020042785 |
| Name | THE MORTGAGE HOUSE |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,234 (+2%) Land $553,069 Building $142,165 | |
| 2025 | $7,534.00 (+4.08%) | $681,603 (+4.04%) Land $542,225 Building $139,378 |
| 2023 | $7,239.00 (+2%) | $655,138 Land $521,171 Building $133,967 |
| 2022 | $7,097.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Verizon.
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