433 Verde Ridge Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 433 Verde Ridge Ct, Spring Valley, CA 91977

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,024 sqft · built 1973
Lot Size5.87 acres (255,932 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (Dec 1992)
Tax Bill$2,340 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN586-250-35-76

Property Details

APN / Parcel Number

Primary APN586-250-35-76
Alternative APN
  • 5862503276

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Exterior MaterialBlock
Construction TypeFrame
Lot Area255,932 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number5862503276
Street Address433 VERDE RIDGE CT
CitySPRING VALLEY
StateCA
Zip91977-6357
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 2 US17-B2DOCS72-245693&274452&280091&INT IN TR 007087
Legal SubdivisionCAREFREE SOUTH
Legal Tract007087
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract3214

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 1992 · Amount on Record
Deed SaleDec 28, 1992 · Amount on Record
Prior SaleJun 25, 1985 · Amount on Record
Deed Document Number1992829750
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address433 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357

Mortgage

Document Number0000247458
DateSep 12, 2023
Instrument2023-0247458
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$137,890 (+2%) Land $59,833 Building $78,057
2025$2,340.00 (+10.43%) Homeowner's exemption$135,187 (+4.04%) Land $58,660 Building $76,527
2023$2,119.00 (+3.52%) Homeowner's exemption$129,939 Land $56,383 Building $73,556
2022$2,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Verde Ridge Ct

Nearby Streets

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