429 Verde Ridge Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 429 Verde Ridge Ct, Spring Valley, CA 91977

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 882 sqft · built 1973
Lot Size	5.87 acres (255,932 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2024)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`586-250-35-77`

Property Details

APN / Parcel Number

Primary APN	`586-250-35-77`
Alternative APN	`5862503277`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	882 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Lot Area	255,932 sqft

Location & Zoning

Old Parcel Number	5862503277
Street Address	429 VERDE RIDGE CT
City	SPRING VALLEY
State	CA
Zip	91977-6357
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 2 US17-C DOCS72-245693&274452&280091&INT IN TR 007087
Legal Subdivision	CAREFREE SOUTH
Legal Tract	007087
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	3214

Owner

429 Verde Ridge Ct, a condominium, is owned by two individuals who bought it in July 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 S CLAIRMONT AVE, NATIONAL CITY, CA 91950-2028
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 23, 2018	Grant Deed, Transfer · Second Mortgage (Down Payment) COUNTY OF SAN DIEGO HOUSING AND COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	2024173770
Prior Transfer Date	Dec 8, 1995
Prior Transfer Doc	0000580124
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	429 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357

Mortgage

Document Number	0000647193
Date	Oct 22, 2020
Instrument	2020-0647193

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	429 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357
Document Number	0000346986
Map Reference	MAP 7087
Instrument Date	Jul 17, 2018
Instrument	2018-0346986
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6357

Mortgage

Document Number	0000346989
Date	Aug 23, 2018
Instrument	2018-0346989

Lender

Name	COUNTY OF SAN DIEGO HOUSING AND COM
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Mortgage

Document Number	0000346987
Date	Aug 23, 2018
Instrument	2018-0346987

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 429 Verde Ridge Ct was $6,474.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,199 (+2%) Land $206,997 Building $262,202
2025	$6,474.00	$460,000 Land $202,939 Building $257,061
2023	$4,131.00 (+3.12%) Homeowner's exemption	$294,851 (+2%) Land $130,080 Building $164,771
2022	$4,006.00 Homeowner's exemption	$289,071 Land $127,530 Building $161,541

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 429 Verde Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Verde Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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