Anne Arundel County property record for 433 State St, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,524 sqft · built 1950 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,620 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-05401200 |
| Primary APN | 06-000-05401200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,972 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Garage Area | 180 sqft |
| Deck Area | 444 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00005401200 |
|---|---|
| Street Address | 433 STATE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 EASTPORT |
| Legal Subdivision | EASTPORT |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 706302 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2006 |
| Deed Sale | Jun 9, 2006 |
| Prior Sale | Mar 26, 2002 · Amount on Record |
| Deed Document Number | 20067507 |
| Deed Book / Page | 17917 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 433 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 433 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Document Number | 0403940401 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 40394/401 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 433 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | DREAM TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 433 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Document Number | 0388200290 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 38820/290 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2037 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,095,400 (+59.31%) Land $516,200 Building $579,200 | $1,095,400 (+59.31%) Land $516,200 Building $579,200 | |
| 2025 | $10,620.00 (+44.86%) | ||
| 2023 | $7,331.00 Homeowner's exemption | $687,600 Land $487,200 Building $200,400 | $687,600 Land $487,200 Building $200,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures