Anne Arundel County property record for 431 State St, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1940 |
| Lot Size | 0.081 acres (3,506 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,294 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-90020505 |
| Primary APN | 06-000-90020505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,506 sqft (0.081 acres) |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00090020505 |
|---|---|
| Street Address | 431 STATE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3506 SQ FT EASTPORT |
| Legal Subdivision | EASTPORT |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 706302 |
431 State St is owned and occupied by an individual who acquired it in March 2012.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 STATE ST, ANNAPOLIS, MD 21403-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2004 |
| Deed Sale | Jun 16, 2004 |
| Prior Sale | May 11, 1995 · Amount on File |
| Deed Document Number | 20048882 |
| Deed Book / Page | 1496 / 664 |
| Last Transfer Date | Mar 5, 2012 |
| Transfer Doc | 0245200341 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 State St was $7,294 with a homeowner's exemption, up 5% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,400 (+5.6%) Land $460,000 Building $274,400 | $734,400 (-) Land $460,000 Building $274,400 | |
| 2025 | $7,294.00 (+5.03%) Homeowner's exemption | $695,467 | $734,400 Land $460,000 Building $274,400 |
| 2024 | $6,945.00 (+5.47%) | ||
| 2023 | $6,585.00 Homeowner's exemption | $617,600 Land $460,000 Building $157,600 | $617,600 Land $460,000 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 State St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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