432 State St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 432 State St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,726 sqft · built 1920
Lot Size0.185 acres (8,069 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Mar 2014)
Tax Bill$11,083 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-09013240

Property Details

APN / Parcel Number

Primary APN06-000-09013240
Alternative APNs
  • 600009013240
  • 00009013240

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,726 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,069 sqft (0.185 acres)
Garage Area638 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area238 sqft
Deck Area288 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00009013240
Street Address432 STATE ST
CityANNAPOLIS
StateMD
Zip21403-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT B OR .18 ACRE EASTPORT
Legal SubdivisionEASTPORT
Legal Block2
Legal Lot NumberB
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2009
Census Tract706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address432 STATE ST, ANNAPOLIS, MD 21403-2402
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2014 · Amount on Record
Deed SaleMar 6, 2014 · Amount on Record
Prior SaleJun 23, 2009 · Amount on Record
Deed Book / Page27095 / 95
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address432 STATE ST, ANNAPOLIS, MD 21403-2402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOUCHSTONE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349560051
DateJul 28, 2020
Book Page34956/51
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$953,200 (+29.28%) Land $489,400 Building $463,800$953,200 (+29.28%) Land $489,400 Building $463,800
2025$11,083.00 (+13.82%)
2023$9,737.00 Homeowner's exemption$737,300 Land $489,400 Building $247,900$737,300 Land $489,400 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 units insured
incl. 37 condo units
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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