Schenectady County and Schenectady City property record for 433 Second St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1920 |
| Square Footage | 2,400 sqft Total Area |
| Lot Size | 5,775 sqft (0.132 acres) |
| Tax Bill | $5,810.00 (2025) |
| Primary APN | 421500 49.45-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,400 sqft Total Area |
| 1st Floor | 1,200 sqft 1st Floor |
| 2nd Floor | 1,200 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | 1 Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,775 sqft (0.132 acres) |
| Depth X Width | 165 ft x 35 ft Depth x Width |
| Porch Area | 210 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 433 SECOND ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 49.45-1-23
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 205 CENTRAL AVE, SCHENECTADY, NY 12304-4701 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 433 SECOND ST, SCHENECTADY, NY 12306-5021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | RES/TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 205 CENTRAL AVE, SCHENECTADY, NY 12304-4701 |
| Document Number | 0000029561 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 5231/843 |
| Instrument | 202229561 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,810.00 (+7.41%) | $98,800 (-) Land $16,900 Building $81,900 | $163,603 (+30.82%) Land $27,985 Building $135,618 |
| 2023 | $98,800 (-) Land $16,900 Building $81,900 | $125,063 (+3.8%) Land $21,392 Building $103,671 | |
| 2022 | $98,800 Land $16,900 Building $81,900 | $120,488 Land $20,610 Building $99,878 | |
| 2021 | $5,409.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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