422 Second St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 422 Second St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,272 sqft Living Area
Lot Size	5,700 sqft (0.13 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$5,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 48.52-3-42`
Alternative APN	`150004805200030420000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,272 sqft Living Area
1st Floor	648 sqft 1st Floor
2nd Floor	624 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,700 sqft (0.13 acres)
Depth X Width	150 ft x 38 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	672 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	422 SECOND ST
City	SCHENECTADY
State	NY
Zip	12306-5022
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AND PART OF G 2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	42.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1005
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.52-3-42

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 SECOND ST, SCHENECTADY, NY 12306-5022
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage NEVERMORE INVESTMENTS LLC
Jul 09, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	422 SECOND ST, SCHENECTADY, NY 12306-5022
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	US LAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 118TH ST, SOUTH RICHMOND HILL, NY 11419-2706

Mortgage

Document Number	0000059996
Date	Nov 29, 2021
Book Page	5172/817
Instrument	202159996

Lender

Name	NEVERMORE INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Dec 01, 2023

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 09, 2021
Property Address	422 SECOND ST, SCHENECTADY, NY 12306-5022
Document Number	0000032412
Book / Page	2062 / 414
Instrument Date	Jun 29, 2021
Instrument	202132412
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 SECOND ST, 422, SCHENECTADY, NY 12306-5022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 118TH ST, SOUTH RICHMOND HILL, NY 11419-2706

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00 (+24.88%)	$108,500 (-) Land $16,300 Building $92,200	$179,666 (+30.82%) Land $26,991 Building $152,675
2023		$108,500 (-) Land $16,300 Building $92,200	$137,342 (+3.8%) Land $20,633 Building $116,709
2022		$108,500 Land $16,300 Building $92,200	$132,317 Land $19,878 Building $112,439
2021	$4,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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