430 Second St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 430 Second St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1910
Square Footage	1,752 sqft Total Area
Lot Size	5,700 sqft (0.13 acres)
Last Sale	$140,000 (2022)
Tax Bill	$5,108.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 48.52-3-40`
Alternative APN	`150004805200030400000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,752 sqft Total Area
1st Floor	936 sqft 1st Floor
2nd Floor	816 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,700 sqft (0.13 acres)
Depth X Width	150 ft x 38 ft Depth x Width
Porch Area	408 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	430 SECOND ST
City	SCHENECTADY
State	NY
Zip	12306-5022
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	3
Legal Lot Number	40.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1005
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.52-3-40

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 SECOND ST, SCHENECTADY, NY 12306-5022
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Jul 29, 2022	Warranty Deed, Transfer EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT
Mar 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Aug 05, 2022 · Amount on Record
Deed Doc Number	202246616
Deed Book / Page	2092 / 31
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	430 SECOND ST, SCHENECTADY, NY 12306-5022
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SECOND ST, SCHENECTADY, NY 12306-5022

Mortgage

Document Number	0000025629
Date	Oct 29, 2025
Instrument	202525629

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 29, 2022
Property Address	430 SECOND ST, SCHENECTADY, NY 12306-5022
Document Number	0000040149
Book / Page	2089 / 798
Instrument Date	Jul 12, 2022
Instrument	202240149
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 118TH ST, SOUTH RICHMOND HILL, NY 11419-2706

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 29, 2022
Property Address	430 SECOND ST, SCHENECTADY, NY 12306-5022
Document Number	0000015888
Book / Page	2081 / 480
Instrument Date	Mar 04, 2022
Instrument	202215888
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1467 5TH AVE, TROY, NY 12180-4138
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,108.00 (+8.54%)	$80,500 (-) Land $12,100 Building $68,400	$133,300 (+30.82%) Land $20,036 Building $113,264
2023		$80,500 (-) Land $12,100 Building $68,400	$101,899 (+3.8%) Land $15,316 Building $86,583
2022		$80,500 Land $12,100 Building $68,400	$98,171 Land $14,756 Building $83,415
2021	$4,706.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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