433 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 433 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 825 sqft · built 1900
Lot Size	0.104 acres (4,527 sqft)
Owner	Individual Name on Record
Last Sale	$200,100 (Apr 2026)
Tax Bill	$3,470 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0049 P:106`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0049 P:106`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	825 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,527 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	433 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4029
Census Tract	751101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchaug Village Historic District listed 2018 · 248 contributing resources · NRIS 100002026

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	433 PUTNAM HILL RD, SUTTON, MA 01590-1653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage
Nov 14, 2025	Foreclosure
Dec 22, 2017	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	202631588
Deed Book / Page	73485 / 140
Prior Transfer Date	Nov 5, 2025
Prior Transfer Doc	072827-311
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Apr 24, 2026
Property Address	433 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	073485-140
Book / Page	73485 / 140
Instrument Date	Apr 7, 2026
Instrument	2026.31588
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 24, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

November 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	SUTTON MA
Recording Date	Nov 14, 2025
Property Address	433 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	072827-311
Book / Page	72827 / 311
Instrument Date	Nov 5, 2025
Instrument	99493
Transaction Type	Foreclosure
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Dec 22, 2017
Property Address	433 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	58232-150
Book / Page	058232 / 000150
Instrument Date	Oct 4, 2017
Instrument	143793
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$843.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 PUTNAM HILL RD SUTTON MA 015901653, SUTTON, MA 01590-1653

Mortgage

Document Number	58232-154
Date	Dec 22, 2017
Book Page	058232/000154
Instrument	143794

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,470.00 (-8.73%)	$300,400 (+5.07%) Land $123,300 Building $177,100	$308,097 (+25.02%)
2025	$3,802.00 (-2.09%)	$285,900 (+1.74%) Land $113,500 Building $172,400	$246,430 (-17.15%)
2024	$3,883.00 (+21.88%)	$281,000 (+32.92%) Land $108,700 Building $172,300	$297,445
2023	$3,186.00	$211,400 Land $98,300 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHAUG WATER DISTRICT OF SUTTON serves 476 people · EPA ID MA2290001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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