427 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 427 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Apr 2021)
Tax Bill	$4,440 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0049 P:114`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0049 P:114`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	1,183 sqft
Basement Area	943 sqft
Unfinished Basement	943 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	427 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4026
Census Tract	751101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchaug Village Historic District listed 2018 · 248 contributing resources · NRIS 100002026

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 PUTNAM HILL RD, SUTTON, MA 01590-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 2, 2019	Quit Claim Deed, Transfer NEW SILVER LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202158914
Deed Book / Page	65046 / 392
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Apr 29, 2021
Property Address	427 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	65046-392
Book / Page	65046 / 392
Instrument Date	Apr 29, 2021
Instrument	58914
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PUTNAM HILL RD, SUTTON, MA 01590-1653

Mortgage

Document Number	58915
Date	Apr 29, 2021
Instrument	58915

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Aug 2, 2019
Property Address	427 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	60819-74
Book / Page	060819 / 000074
Instrument Date	Aug 2, 2019
Instrument	76418
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$579.12
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 FOX MEADOW DR WORCESTER MA 016022258, WORCESTER, MA 01602-2258

Mortgage

Document Number	60819-77
Date	Aug 2, 2019
Book Page	060819/000077
Instrument	76419

Lender

Name	NEW SILVER LNDG

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,440.00 (-8.28%)	$384,400 (+5.6%) Land $121,100 Building $263,300	$415,888 (+39.86%)
2025	$4,841.00 (-1.22%)	$364,000 (+2.65%) Land $111,500 Building $252,500	$297,350 (-36.07%)
2024	$4,901.00 (-3.08%)	$354,600 (+5.66%) Land $106,700 Building $247,900	$465,120
2023	$5,057.00	$335,600 Land $96,500 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHAUG WATER DISTRICT OF SUTTON serves 476 people · EPA ID MA2290001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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