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433 Norma Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 433 Norma Ct, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,162 sqft · built 1971
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on File
Last Sale$667,500 (Apr 2022)
Tax Bill$8,711 (2025)
Deeds & MortgagesApr 2022 Sale
May 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN412212352001

Property Details

APN / Parcel Number

Primary APN412212352001
Alternative APNs
  • 00943240000002
  • 10004691387

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,162 sqft Living Area
Gross Area2,910 sqft
1st Floor Area2,162 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,599 sqft (0.22 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area552 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area280 sqft
PorchEnclosed/Screened Porch
Porch Area196 sqft
Loading Dock315 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00943240000002
Street Address433 NORMA CT
CityPUNTA GORDA
StateFL
Zip33950-5236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC7 BLK65 LT 13 357/813 E1270/1851 1315/721 1586/691 1855/998 4012/1079 4057/710 CD4158/1167 4775/1484 4972/119
Legal Range22E
Legal Township41S
Legal Section12
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block65
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10402

Owner

Source: Charlotte County records · APN 412212352001

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19 EARLS CT, ROCHESTER, MA 02770-2026
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Warranty Deed, Transfer
ESS TITLE AGENCY, ACCESS TITLE AGENCY
May 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 12, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleSep 22, 2015 · Amount on Record
Deed Document Number20223093399
Deed Book / Page4972 / 119
Prior Transfer DateMay 14, 2021
Prior Transfer Doc0047751484
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 27, 2022
Property Address433 NORMA CT, PUNTA GORDA, FL 33950-5236
Document Number0049720119
Book / Page4972 / 119
Map ReferenceMB 7 PG 48A-48G
Instrument DateApr 27, 2022
Instrument3093399
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,672.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13329 CLARENCE LN, 13329, PORT CHARLOTTE, FL 33981-2926

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 EARLS CT, ROCHESTER, MA 02770-2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateMay 28, 2021
Property Address433 NORMA CT, PUNTA GORDA, FL 33950-5236
Document Number0047751484
Book / Page4775 / 1484
Map ReferenceMB 7 PG 48A-48G
Instrument DateMay 14, 2021
Instrument2951725
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 NORMA CT, PUNTA GORDA, FL 33950-5236

Mortgage

Document Number47751486
DateMay 28, 2021
Instrument4775/1486
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

January 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJan 12, 2017
Property Address433 NORMA CT, PUNTA GORDA, FL 33950-5236
Document Number0041581167
Book / Page004158 / 001167
Instrument DateFeb 26, 2016
Instrument2492544
Record UpdatedFeb 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 NORMA CT PUNTA GORDA FL 339505236, PUNTA GORDA, FL 33950-5236

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,711.00 (-20.67%)$524,205 (-10.57%) Land $283,900 Building $240,305$524,205 (+0.34%) Land $283,900 Building $240,305
2024$10,981.00 (-0.94%)
2023$11,085.00 (+103.17%)$586,154 (+93.18%)$522,419 (+8.08%) Land $334,000 Building $188,419
2022$5,456.00 Homeowner's exemption$303,417$483,374 Land $236,300 Building $247,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 368 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies622 units insured
incl. 254 condo units
Nearby Flood Claims229 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 134 claims
  • Hurricane Helene, Oct 2024 · 48 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 23 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 354 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20
T-Mobile USA
Fixed Wireless		100 / 20
ALTIUS Communications
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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