414 Norma Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 414 Norma Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 1978
Lot Size	0.222 acres (9,675 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Jun 2025)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`41-22-12-306-002`

Property Details

APN / Parcel Number

Primary APN	`41-22-12-306-002`
Alternative APNs	`0094314-000000-4` `10004691330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,596 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	9,675 sqft (0.222 acres)
Garage Type	Finished
Garage Area	525 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	288 sqft
Fence	Fence
Loading Dock	126 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004691330
Old Parcel Number	00943140000004
Street Address	414 NORMA CT
City	PUNTA GORDA
State	FL
Zip	33950-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 007 0065 0003 PUNTA GORDA ISLES SEC 7 BLK 65 LT 3 LESS A TRIANGLE DESC AS BEG AT NW COR OF LT 3 SE 138.29 FT TO NE
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	65
Legal Lot Number	3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 NORMA CT, PUNTA GORDA, FL 33950-5237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	3534239
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 15, 2017
Property Address	414 NORMA CT, PUNTA GORDA, FL 33950-5237
Document Number	0042541944
Book / Page	004254 / 001944
Instrument Date	Nov 15, 2017
Instrument	2565443
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 NORMA CT PUNTA GORDA FL 339505237, PUNTA GORDA, FL 33950-5237

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,709.00 (-20.25%) Homeowner's exemption Widower's exemption	$269,187 (+5.99%)	$374,575 (+2.77%) Land $228,000 Building $146,575
2023	$4,651.00 (+3.96%) Homeowner's exemption Widower's exemption	$253,982 (+3%)	$364,469 (-8.17%) Land $228,000 Building $136,469
2022	$4,474.00 Homeowner's exemption Widower's exemption	$246,584	$396,879 Land $161,500 Building $235,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 368 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	622 units insured incl. 254 condo units
Nearby Flood Claims	229 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 134 claims Hurricane Helene, Oct 2024 · 48 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20