Charlotte County property record for 415 Norma Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1972 |
| Lot Size | 0.244 acres (10,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Oct 2000) |
| Tax Bill | $4,873 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412212305006 |
| Primary APN | 412212305006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,810 sqft |
| 1st Floor Area | 1,924 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,632 sqft (0.244 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 374 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00943260000000 |
|---|---|
| Street Address | 415 NORMA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC7 BLK65 LT15 372/99 1834/1862 DC3478316-HOG 3490692 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 65 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10402 |
Source: Charlotte County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 NORMA CT, PUNTA GORDA, FL 33950-5236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widower |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2000 · Amount on Record |
| Deed Sale | Oct 30, 2000 · Amount on Record |
| Deed Book / Page | 1834 / 1862 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0003490692 |
| Record Updated | Oct 29, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,873.00 (+3.26%) | $258,040 (+5.99%) | $513,405 (-10.38%) Land $283,900 Building $229,505 |
| 2024 | $4,719.00 (+3.55%) | ||
| 2023 | $4,557.00 (+5.8%) Homeowner's exemption | $243,464 (+3%) | $572,876 (+16.11%) Land $334,000 Building $238,876 |
| 2022 | $4,307.00 Homeowner's exemption | $236,373 | $493,405 Land $236,300 Building $257,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 368 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 254 condo units |
| Nearby Flood Claims | 229 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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