433 Ness Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 433 Ness Cir, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2021
Square Footage	3,241 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$537,842 (2021)
Tax Bill	$10,384.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023723-2720`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	3,241 sqft Living Area
Gross Area	3,890 sqft Gross Area
1st Floor	1,411 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	649 sqft Garage
Porch Area	400 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	433 NESS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7576
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/12-20 BEACON LAKE PHASE 2B LOT 272 OR5384/1850
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Lot Number	272
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-2720

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 NESS CIR, SAINT AUGUSTINE, FL 32095-7576
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Deed Doc Number	2021107933
Deed Book / Page	5384 / 1850
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 04, 2021
Property Address	433 NESS CIR, SAINT AUGUSTINE, FL 32095-7576
Document Number	0053841850
Book / Page	5384 / 1850
Map Reference	MB 100 PG 12-20
Instrument Date	Sep 30, 2021
Instrument	2021107933
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,765.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 NESS CIR, SAINT AUGUSTINE, FL 32095-7576

Mortgage

Document Number	0053841852
Date	Oct 04, 2021
Instrument	5384/1852

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,987 (+2.7%)	$632,580 (-4.97%) Land $120,000 Building $512,580
2025	$10,384.00 (+16.1%) Homeowner's exemption	$549,160 (+13.54%)	$665,681 (+10.13%) Land $120,000 Building $545,681
2024	$8,944.00 (+2.99%) Homeowner's exemption	$483,683 (+3%)	$604,468 (+8.17%) Land $120,000 Building $484,468
2023	$8,684.00 (+3%) Homeowner's exemption	$469,595 (+3%)	$558,828 (+12.2%) Land $120,000 Building $438,828
2022	$8,431.00 Homeowner's exemption	$455,917	$498,072 Land $95,200 Building $402,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 532 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.