430 Ness Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 430 Ness Cir, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,245 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$597,898 (2022)
Tax Bill	$3,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023723-3420`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,245 sqft Living Area
Gross Area	2,945 sqft Gross Area
1st Floor Area	1,770 sqft 1st Floor
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	700 sqft Garage
Porch	Finished/Open Porch
Porch Area	158 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 NESS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/12-20 BEACON LAKE PHASE 2B LOT 342 OR5629/1232
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Lot Number	342
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-3420

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 NESS CIR, SAINT AUGUSTINE, FL 32095-7624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2022 · Amount on Record
Deed Sale	Sep 07, 2022 · Amount on Record
Deed Document Number	202285592
Deed Book / Page	5629 / 1232
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 07, 2022
Property Address	430 NESS CIR, SAINT AUGUSTINE, FL 32095-7624
Document Number	0056291232
Book / Page	5629 / 1232
Map Reference	MB 100 PG 12-20
Instrument Date	Aug 31, 2022
Instrument	2022085592
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,185.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 NESS CIR, SAINT AUGUSTINE, FL 32095-7624

Mortgage

Document Number	0056291234
Date	Sep 07, 2022
Instrument	5629/1234

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,545 (+2.94%) Land $120,000 Building $374,545	$494,545 (-0.28%) Land $120,000 Building $374,545
2025	$3,509.00 (+4.03%) Disabled Person's exemption Veteran's exemption	$480,403 (+2.9%)	$495,941 (+1.65%) Land $120,000 Building $375,941
2024	$3,373.00 (-60.21%) Disabled Person's exemption Veteran's exemption	$466,864 (+3%)	$487,909 (+7.64%) Land $120,000 Building $367,909
2023	$8,477.00 (+107.67%) Homeowner's exemption	$453,266 (+376.12%)	$453,266 (+376.12%) Land $120,000 Building $333,266
2022	$4,082.00	$95,200	$95,200 Land $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 565 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.