St. Johns County property record for 406 Ness Cir, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,245 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $383,797 (2021) |
| Tax Bill | $8,803.00 (2025) |
| Primary APN | 023723-3400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 2,817 sqft Gross Area |
| 1st Floor | 1,770 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Patio Area | 541 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 406 NESS CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/12-20 BEACON LAKE PHASE 2B LOT 340 OR5256/459 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | BEACON LAKE PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 340 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023723-3400
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 NESS CIR, SAINT AUGUSTINE, FL 32095-7624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 04, 2021 | Warranty Deed, Subdivision Related Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2021 · Amount on Record |
| Deed Sale | May 04, 2021 · Amount on Record |
| Deed Doc Number | 202150052 |
| Deed Book / Page | 5256 / 459 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 406 NESS CIR, SAINT AUGUSTINE, FL 32095-7624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 406 NESS CIR, ST AUGUSTINE, FL 32095-7624 |
| Document Number | 0058771135 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 5877/1135 |
| Instrument | 2023100039 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 18, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 04, 2021 |
| Property Address | 406 NESS CIR, SAINT AUGUSTINE, FL 32095-7624 |
| Document Number | 0052560459 |
| Book / Page | 5256 / 459 |
| Map Reference | MB 100 PG 12-20 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021050052 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,686.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 406 NESS CIR, ST AUGUSTINE, FL 32095-7624 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,462 (+2.7%) | $489,155 (-0.66%) Land $120,000 Building $369,155 | |
| 2025 | $8,803.00 (+8.13%) Homeowner's exemption | $431,803 (+2.9%) | $492,429 (+1.64%) Land $120,000 Building $372,429 |
| 2024 | $8,141.00 (+3.12%) Homeowner's exemption | $419,634 (+3%) | $484,474 (+7.62%) Land $120,000 Building $364,474 |
| 2023 | $7,895.00 (+3.08%) Homeowner's exemption | $407,412 (+3%) | $450,154 (+13.81%) Land $120,000 Building $330,154 |
| 2022 | $7,659.00 Homeowner's exemption | $395,546 | $395,546 Land $95,200 Building $300,346 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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