Berlin Town property record for 433 Lower Ln, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,872 sqft · built 1920 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $351,000 (Apr 2022) |
| Tax Bill | $6,345 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:15-2 B:102 L:70 |
| Primary APN | BERL M:15-2 B:102 L:70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 4,561 sqft |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 595 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1054510 |
|---|---|
| Street Address | 433 LOWER LN |
| City | BERLIN |
| State | CT |
| Zip | 06037-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Block | 102 |
| Legal Lot Number | 70 |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 400102 |
Source: Berlin Town assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 LOWER LN, BERLIN, CT 06037-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC |
| Nov 13, 2019 | Quit Claim Deed, Transfer UNKNOWN |
| Nov 13, 2019 | Warranty Deed, Transfer SACHEM CAP CORP |
| Mar 11, 2019 | Quit Claim Deed, Foreclosure UNKNOWN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | Nov 13, 2019 · Amount on Record |
| Deed Book / Page | 802 / 1061 |
| Prior Transfer Date | Feb 21, 2019 |
| Prior Transfer Doc | 000755-698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Apr 1, 2022 |
| Property Address | 433 LOWER LN, BERLIN, CT 06037-3000 |
| Document Number | 00802-1061 |
| Book / Page | 802 / 1061 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2039160010 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2039160010 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Nov 13, 2019 |
| Property Address | 433 LOWER LN, BERLIN, CT 06037-3000 |
| Document Number | 763-1053 |
| Book / Page | 000763 / 001053 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 433 LOWER LN BERLIN CT 060373000, BERLIN, CT 06037-3000 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Nov 13, 2019 |
| Property Address | 433 LOWER LN, BERLIN, CT 06037-3000 |
| Document Number | 763-1056 |
| Book / Page | 000763 / 001056 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 SMOKEY HILL RD BERLIN CT 060373042, BERLIN, CT 06037-3042 |
| Document Number | 763-1059 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 000763/001059 |
| Name | SACHEM CAP CORP |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Mar 11, 2019 |
| Property Address | 433 LOWER LN, BERLIN, CT 06037-3000 |
| Document Number | 755-698 |
| Book / Page | 000755 / 000698 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 1497440002 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 433 LOWER LN BERLIN CT 060373000, BERLIN, CT 06037-3000 |
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,345.00 | $207,000 (-) Land $78,800 Building $128,200 | $144,900 Land $55,160 Building $89,740 |
| 2024 | $6,345.00 (+3.69%) | ||
| 2023 | $6,119.00 (+8.28%) | $207,000 (+25.68%) Land $78,800 Building $128,200 | |
| 2022 | $5,651.00 | $164,700 Land $70,300 Building $94,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031 |
|---|---|
| Water Source | Purchased surface water from BERLIN WATER CONTROL COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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