Berlin Town property record for 415 Lower Ln, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,437 sqft · built 1900 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,000 (Jul 1996) |
| Tax Bill | $7,730 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:15-2 B:102 L:72 |
| Primary APN | BERL M:15-2 B:102 L:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,437 sqft Living Area |
| Gross Area | 4,926 sqft |
| 1st Floor Area | 1,478 sqft |
| Attic | Attic |
| Attic Area | 760 sqft |
| Basement Area | 1,478 sqft |
| Unfinished Basement | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1048490 |
|---|---|
| Street Address | 415 LOWER LN |
| City | BERLIN |
| State | CT |
| Zip | 06037-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Block | 102 |
| Legal Lot Number | 72 |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 400102 |
Source: Berlin Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 LOWER LN, BERLIN, CT 06037-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Feb 15, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 1996 · Amount on Record |
| Deed Sale | Jul 15, 1996 · Amount on Record |
| Deed Book / Page | 383 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 415 LOWER LN, BERLIN, CT 06037-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00791-1115 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 791/1115 |
| Instrument | 2010460010 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 415 LOWER LN, BERLIN, CT 06037-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000812-971 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 812/971 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,730.00 | $252,200 (-) Land $80,300 Building $171,900 | $176,540 Land $56,210 Building $120,330 |
| 2024 | $7,730.00 (+3.69%) | ||
| 2023 | $7,455.00 (+3.47%) | $252,200 (+20.1%) Land $80,300 Building $171,900 | |
| 2022 | $7,205.00 | $210,000 Land $71,600 Building $138,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031 |
|---|---|
| Water Source | Purchased surface water from BERLIN WATER CONTROL COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures