Berlin Town property record for 407 Lower Ln, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 1900 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,330 (Oct 2018) |
| Tax Bill | $4,950 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:15-2 B:102 L:73 |
| Primary APN | BERL M:15-2 B:102 L:73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1048480 |
|---|---|
| Street Address | 407 LOWER LN |
| City | BERLIN |
| State | CT |
| Zip | 06037-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Subdivision | COUNTRYSIDE MANOR |
| Legal Block | 102 |
| Legal Lot Number | 73 |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 400102 |
Source: Berlin Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 LOWER LN, BERLIN, CT 06037-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Balloon Mortgage HOMESTEAD FUNDING CORP |
| Oct 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Prior Sale | May 23, 2002 · Amount on Record |
| Deed Document Number | 20181472220002 |
| Deed Book / Page | 751 / 1042 |
| Transfer Doc | 00751-1042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 407 LOWER LN, BERLIN, CT 06037-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 777-832 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 777/832 |
| Instrument | 1974040010 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Oct 11, 2018 |
| Property Address | 407 LOWER LN, BERLIN, CT 06037-3000 |
| Document Number | 751-1041 |
| Book / Page | 000751 / 001041 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 1472210001 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 LOWER LN BERLIN CT 060373000, BERLIN, CT 06037-3000 |
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,950.00 | $161,500 (-) Land $80,300 Building $81,200 | $113,050 Land $56,210 Building $56,840 |
| 2024 | $4,950.00 (+3.69%) | ||
| 2023 | $4,774.00 (+1.42%) | $161,500 (+17.71%) Land $80,300 Building $81,200 | |
| 2022 | $4,707.00 | $137,200 Land $71,600 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031 |
|---|---|
| Water Source | Purchased surface water from BERLIN WATER CONTROL COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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