Lucas County property record for 433 Layer Rd, Holland, OH 43528
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,842 sqft · built 1974 |
| Lot Size | 0.915 acres (39,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,199 (Feb 2012) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-41354 |
| Primary APN | 65-41354 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| 2nd Floor Area | 667 sqft |
| Upper Floors Area | 667 sqft |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 39,900 sqft (0.915 acres) |
| Lot Dimensions | 298 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 433 LAYER RD |
|---|---|
| City | HOLLAND |
| State | OH |
| Zip | 43528-8947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19-RA4 |
| Legal Description | COLONIAL HEIGHTS LOT 24 |
| Legal Subdivision | COLONIAL HEIGHTS |
| Legal Tract | 91 |
| Legal Lot Number | 24 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 9101 |
Source: Lucas County records · APN 65-41354
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 LAYER RD, HOLLAND, OH 43528-8947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK |
| Nov 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NW OH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2012 · Amount on Record |
| Deed Sale | Feb 28, 2012 · Amount on Record |
| Prior Sale | Feb 17, 2015 |
| Deed Document Number | 0000009339 |
| Last Transfer Date | Nov 16, 2018 |
| Transfer Doc | 0000051667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 08, 2026 |
| Property Address | 433 LAYER RD, HOLLAND, OH 43528-8947 |
| Document Number | 0000026180 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202626180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 433 LAYER RD, HOLLAND, OH 43528-8947 |
| Document Number | 0000026180, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202626180 |
| Name | SIGNATURE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 29, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Nov 16, 2018 |
| Property Address | 433 LAYER RD, HOLLAND, OH 43528-8947 |
| Document Number | 0000051667 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 51667 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 LAYER RD HOLLAND OH 435288947, HOLLAND, OH 43528-8947 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 433 LAYER RD, HOLLAND, OH 43528-8947 |
| Document Number | 0000017632 |
| Instrument Date | Apr 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 LAYER RD HOLLAND OH 435288947, HOLLAND, OH 43528-8947 |
| Document Number | 0000017632 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 17632 |
| Name | FIFTH THIRD BK/NW OH |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2047 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,258.00 (+6.16%) | $67,620 (-) Land $12,530 Building $55,090 | |
| 2024 | $4,011.00 (-2.41%) | $67,620 (+13.98%) Land $12,530 Building $55,090 | $193,200 (+13.98%) Land $35,800 Building $157,400 |
| 2023 | $4,110.00 (-0.1%) | $59,325 (-) Land $4,725 Building $54,600 | |
| 2022 | $4,114.00 Homeowner's exemption | $59,325 Land $4,725 Building $54,600 | |
| 2021 | $169,500 Land $13,500 Building $156,000 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 141 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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