420 Layer Rd, Holland, OH 43528 Property Records

Lucas County property record for 420 Layer Rd, Holland, OH 43528

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 910 sqft · built 1955
Lot Size0.915 acres (39,900 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2015)
Tax Bill$3,439 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN65-41221

Property Details

APN / Parcel Number

Primary APN65-41221
Alternative APN
  • 28178005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft

Exterior

Year BuiltBuilt 1955
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area39,900 sqft (0.915 acres)
Lot Dimensions298 ft deep x 134 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address420 LAYER RD
CityHOLLAND
StateOH
Zip43528-8949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code19-RA4
Legal DescriptionCOLONIAL HEIGHTS LOT 16
Legal SubdivisionCOLONIAL HEIGHTS
Legal Tract91
Legal Lot Number16
JurisdictionLUCAS OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract9101

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4911 COUNTRY WALK LN, SYLVANIA, OH 43560-2958
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2015 · Amount on Record
Deed SaleAug 31, 2015 · Amount on Record
Prior SaleJul 16, 1999 · Amount on Record
Deed Document Number15105548
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address420 LAYER RD, HOLLAND, OH 43528-8949
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048847
DateOct 29, 2018
Instrument201810290048847
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 2, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,439.00 (+6.37%)$53,480 (-) Land $14,385 Building $39,095
2024$3,233.00 (-2.03%)$53,480 (+15.06%) Land $14,385 Building $39,095$152,800 (+15.06%) Land $41,100 Building $111,700
2023$3,300.00 (-0.12%)$46,480 (-) Land $5,390 Building $41,090
2022$3,304.00$46,480 Land $5,390 Building $41,090
2021$132,800 Land $15,400 Building $117,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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