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406 Layer Rd, Holland, OH 43528 Property Records

Lucas County property record for 406 Layer Rd, Holland, OH 43528

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 980 sqft · built 1957
Lot Size0.915 acres (39,900 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Jul 2019)
Tax Bill$2,329 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65-41204

Property Details

APN / Parcel Number

Primary APN65-41204
Alternative APN
  • 28178004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area39,900 sqft (0.915 acres)
Lot Dimensions298 ft deep x 134 ft wide
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address406 LAYER RD
CityHOLLAND
StateOH
Zip43528-8949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code19-RA4
Legal DescriptionCOLONIAL HEIGHTS LOT 15
Legal SubdivisionCOLONIAL HEIGHTS
Legal Tract91
Legal Lot Number15
JurisdictionLUCAS OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract9101

Owner

406 Layer Rd is owned and occupied by an individual who bought it in July 2019.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address406 LAYER RD, HOLLAND, OH 43528-8949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2019 · Amount on File
Deed SaleJul 1, 2019 · Amount on File
Prior SaleAug 11, 2004
Deed Document Number19104705
Record UpdatedJun 8, 2026

July 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLUCAS OH
Recording DateJul 1, 2019
Property Address406 LAYER RD, HOLLAND, OH 43528-8949
Document Number0000025027
Map ReferenceVOL 46 PG 57
Instrument DateJun 28, 2019
Instrument201907010025027
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyAREA TITLE BOX

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address406 LAYER RD, HOLLAND, OH 43528-8949

Mortgage

Document Number0000025028
DateJul 1, 2019
Instrument201907010025028
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 406 Layer Rd was $2,329 with a homeowner's exemption, up 8% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,329.00 (+8.02%) Homeowner's exemption$36,225 (-) Land $9,905 Building $26,320
2024$2,156.00 (+13.47%) Homeowner's exemption$36,225 (+35.29%) Land $9,905 Building $26,320$103,500 Land $28,300 Building $75,200
2023$1,900.00 (-0.11%) Homeowner's exemption$26,775 (-) Land $3,745 Building $23,030
2022$1,902.00 Homeowner's exemption$26,775 Land $3,745 Building $23,030
2021$76,500 Land $10,700 Building $65,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Layer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Layer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable		10,000 / 10,000
AT&T
Fiber · DSL		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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