433 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 433 Illinois Ave, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1938
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Jul 2016)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-230-010`

Property Details

APN / Parcel Number

Primary APN	`06-24-230-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,280 sqft Living Area
Gross Area	2,112 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Water Source	Commercial

Location & Zoning

Street Address	433 ILLINOIS AVE
City	ELGIN
State	IL
Zip	60120-7912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB OF BLOCK 10 SHERMANS ADDN LOT 10 BLOCK 3
Legal Subdivision	SHERMANS ADDN
Legal Block	10,3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-230-010

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 02, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2016 · Amount on Record
Deed Sale	Jul 06, 2016 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	201634170
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0000080591
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912

Mortgage

Document Number	0000012887
Date	Apr 19, 2024
Instrument	2024K012887

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 01, 2064

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912

Mortgage

Document Number	0000055085
Date	Nov 15, 2022
Instrument	2022K055085

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Aug 01, 2062

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912
Transaction Type	Mortgage
Record Updated	Sep 08, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912

Mortgage

Document Number	0000067290
Date	Sep 02, 2021
Instrument	2021K067290

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 01, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 25, 2017
Property Address	433 ILLINOIS AVE, ELGIN, IL 60120-7912
Document Number	0000020695
Instrument Date	Apr 06, 2017
Instrument	20695
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 CHERRY ST ELGIN IL 601204285, ELGIN, IL 60120-4285

Mortgage

Document Number	20696
Date	Apr 25, 2017
Instrument	20696

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,587.00 (+4.47%) Homeowner's exemption	$81,244 (+8.57%) Land $19,321 Building $61,923	$243,830 (+8.57%) Land $57,986 Building $185,843
2024	$5,348.00 (+10.86%)	$74,831 (+21.39%) Land $17,796 Building $57,035	$224,583 (+21.44%) Land $53,409 Building $171,173
2022	$4,824.00 (+4.73%) Homeowner's exemption	$61,643 (+6.96%) Land $14,659 Building $46,984	$184,929 (+6.96%) Land $43,977 Building $140,952
2021	$4,606.00 Homeowner's exemption	$57,632 Land $13,705 Building $43,927	$172,896 Land $41,115 Building $131,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 438 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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