428 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 428 Illinois Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,088 sqft · built 1920
Lot Size0.242 acres (10,560 sqft)
Owner2 Company Names on File
Last Sale$62,000 (Sep 2009)
Tax Bill$5,049 (2025)
Flood ZoneZone X (minimal risk)
APN06-24-229-028

Property Details

APN / Parcel Number

Primary APN06-24-229-028

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
Gross Area1,904 sqft
1st Floor Area1,088 sqft
Basement Area816 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area10,560 sqft (0.242 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address428 ILLINOIS AVE
CityELGIN
StateIL
Zip60120-7913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERMANS ADDN SUB OF BLOCK 10 NORTH 27.5 FT OF LOT 5 & SOUTH 22.5 FT OF LOT 4 BLOCK 6
Legal SubdivisionSHERMANS ADDN
Legal Block10,6
Legal Lot Number5,4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851400

Owner

428 Illinois Ave is owned by a company that acquired it in November 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Company Names on File
Mailing Address384 S LIBERTY ST, ELGIN, IL 60120-6738
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2009 · Amount on File
Deed SaleSep 1, 2009 · Amount on File
Prior SaleFeb 23, 2009
Deed Document Number200966553
Last Transfer DateNov 18, 2024
Transfer Doc0000002749
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 428 Illinois Ave was $5,049.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,049.00$66,192 (+8.57%) Land $16,746 Building $49,446$198,655 (+8.57%) Land $50,258 Building $148,397
2024$60,967 Land $15,424 Building $45,543$182,974 Land $46,291 Building $136,684
2022$4,354.00 (+3.94%)$50,222 (+6.96%) Land $12,705 Building $37,517$150,666 (+6.96%) Land $38,115 Building $112,551
2021$4,189.00$46,954 Land $11,878 Building $35,076$140,862 Land $35,634 Building $105,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Illinois Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 Illinois Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Illinois Ave

Nearby Streets

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