419 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 419 Illinois Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1865
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Mar 2019)
Tax Bill	$4,987 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-230-020`

Property Details

APN / Parcel Number

Primary APN	`06-24-230-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
Gross Area	1,776 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	419 ILLINOIS AVE
City	ELGIN
State	IL
Zip	60120-7912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN OF BLOCK 10 ALL OF LOTS 6 & 7 EXCEPT SOUTHERLY 66 FT IN BLOCK 3
Legal Subdivision	HERMANS ADDN
Legal Block	10,3
Legal Lot Number	6,7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 ILLINOIS AVE, ELGIN, IL 60120-7912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Mar 18, 1997 · Amount on Record
Deed Document Number	20199615
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	419 ILLINOIS AVE, ELGIN, IL 60120-7912
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094302
Date	Dec 21, 2021
Instrument	2021K094302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2019
Property Address	419 ILLINOIS AVE, ELGIN, IL 60120-7912
Document Number	0000009615
Instrument Date	Mar 7, 2019
Instrument	9615
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	419 ILLINOIS AVE ELGIN IL 601207912, ELGIN, IL 60120-7912

Mortgage

Document Number	9616
Date	Mar 12, 2019
Instrument	9616

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,987.00 (+15.79%) Homeowner's exemption	$73,380 (+8.57%) Land $21,434 Building $51,946	$220,228 (+8.57%) Land $64,328 Building $155,900
2024		$67,588 (+21.4%) Land $19,742 Building $47,846	$202,845 (+21.44%) Land $59,250 Building $143,595
2022	$4,307.00 (+4.84%) Homeowner's exemption	$55,676 (+6.96%) Land $16,262 Building $39,414	$167,028 (+6.96%) Land $48,786 Building $118,242
2021	$4,108.00 Homeowner's exemption	$52,053 Land $15,204 Building $36,849	$156,159 Land $45,612 Building $110,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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