433 Glencroft Dr, Wingate, NC 28174 Property Records

Union County property record for 433 Glencroft Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,511 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Apr 2014)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-239-196`

Property Details

APN / Parcel Number

Primary APN	`02-239-196`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,511 sqft Living Area
1st Floor Area	761 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 GLENCROFT DR
City	WINGATE
State	NC
Zip	28174-7801
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#94 GLENCROFT PH1 MAP1 OPCH228
Legal Subdivision	GLENCROFT
Legal Lot Number	94
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3024
Census Tract	20701

Owner

433 Glencroft Dr, a rural home, is owned and occupied by an individual who bought it in April 2014.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	433 GLENCROFT DR, WINGATE, NC 28174-7801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2014 · Amount on File
Deed Sale	Apr 24, 2014 · Amount on File
Prior Sale	Jul 31, 2006 · Amount on File
Deed Document Number	20149655
Deed Book / Page	6213 / 275
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 28, 2023
Property Address	433 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	0008771114
Book / Page	8771 / 114
Map Reference	CAB H FILE 228
Instrument Date	Aug 28, 2023
Instrument	20926
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 SOUTHFORK RD, INDIAN TRAIL, NC 28079-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 GLENCROFT DR, WINGATE, NC 28174-7801

Mortgage

Document Number	0000020927
Date	Aug 28, 2023
Instrument	20927

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	5-Year TN
Margin	3
Max Rate	13.2%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	433 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008396368
Date	Feb 11, 2022
Book Page	8396/368
Instrument	5266

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	433 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8216517
Date	Aug 25, 2021
Book Page	8216/517
Instrument	40045

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WADESBORO, NC 28170

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 433 Glencroft Dr was $2,036.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,300 (-) Land $59,400 Building $209,900	$269,300 (-) Land $59,400 Building $209,900
2025	$2,036.00	$269,300 Land $59,400 Building $209,900	$269,300 Land $59,400 Building $209,900
2023	$1,873.00	$188,300 (-) Land $31,600 Building $156,700	$188,300 (-) Land $31,600 Building $156,700
2022	$1,873.00	$188,300 Land $31,600 Building $156,700	$188,300 Land $31,600 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Glencroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Glencroft Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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