428 Glencroft Dr, Wingate, NC 28174 Property Records

Union County property record for 428 Glencroft Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,409 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$192,500 (Apr 2021)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-239-188`

Property Details

APN / Parcel Number

Primary APN	`02-239-188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	428 GLENCROFT DR
City	WINGATE
State	NC
Zip	28174-7801
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#39 GLENCROFT PH1 MP1 OPCH228
Legal Subdivision	GLENCROFT
Legal Lot Number	39
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3023
Census Tract	20701

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer OS NATIONAL LLC
May 2, 2017	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Sep 24, 2003 · Amount on Record
Deed Document Number	202118561
Deed Book / Page	8071 / 490
Last Transfer Date	Nov 9, 2021
Transfer Doc	0000053530
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 20, 2021
Property Address	428 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	8071490
Book / Page	8071 / 490
Map Reference	MB H FILE 228
Instrument Date	Apr 14, 2021
Instrument	18561
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1171 VANIER DRIVE, 1171, MISSIS SAUGA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	428 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	6929536
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 GLENCROFT DR WINGATE NC 281747801, WINGATE, NC 28174-7801

Mortgage

Document Number	6929536
Date	May 11, 2017
Book Page	006929/000536
Instrument	12964

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,300 (-) Land $59,400 Building $203,900	$263,300 (-) Land $59,400 Building $203,900
2025	$1,990.00 (+8.62%)	$263,300 (+42.94%) Land $59,400 Building $203,900	$263,300 (+42.94%) Land $59,400 Building $203,900
2023	$1,832.00	$184,200 Land $31,600 Building $152,600	$184,200 Land $31,600 Building $152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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