435 Glencroft Dr, Wingate, NC 28174 Property Records

Union County property record for 435 Glencroft Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,409 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Jun 2003)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-239-197`

Property Details

APN / Parcel Number

Primary APN	`02-239-197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	435 GLENCROFT DR
City	WINGATE
State	NC
Zip	28174-7801
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#95 GLENCROFT PHASE 1 MAP 1
Legal Subdivision	GLENCROFT
Legal Lot Number	95
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3024
Census Tract	20701

Owner

435 Glencroft Dr, a rural home, is owned and occupied by two individuals who bought it in June 2003.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 7, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Deed Document Number	200330237
Deed Book / Page	3116 / 855
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 GLENCROFT DR, WINGATE, NC 28174-7801

Mortgage

Document Number	0009263546
Date	Dec 10, 2025
Book Page	9263/546
Instrument	32741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 GLENCROFT DR, WINGATE, NC 28174-7801

Mortgage

Document Number	0000882189
Date	Dec 4, 2023
Book Page	8821/89
Instrument	28907

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008563382
Date	Sep 1, 2022
Book Page	8563/382
Instrument	31132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008357397
Date	Dec 28, 2021
Book Page	8357/397
Instrument	60640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7936414
Date	Dec 29, 2020
Book Page	7936/414
Instrument	54232

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 GLENCROFT DR, WINGATE, NC 28174-7801
Document Number	7538576
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 GLENCROFT DR WINGATE NC 281747801, WINGATE, NC 28174-7801

Mortgage

Document Number	7538576
Date	Dec 12, 2019
Book Page	007538/000576
Instrument	38899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 435 Glencroft Dr was $2,025.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,900 (-) Land $59,400 Building $208,500	$267,900 (-) Land $59,400 Building $208,500
2025	$2,025.00	$267,900 Land $59,400 Building $208,500	$267,900 Land $59,400 Building $208,500
2023	$1,870.00	$188,000 Land $31,600 Building $156,400	$188,000 Land $31,600 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Glencroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Glencroft Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Glencroft Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures