433 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 433 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,280 sqft · built 2006
Lot Size0.177 acres (7,706 sqft)
OwnerIndividual Name on Record
Last Sale$134,500 (Nov 2014)
Tax Bill$1,673 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-24-690595-000510

Property Details

APN / Parcel Number

Primary APN26-29-24-690595-000510
Alternative APNs
  • 242926690595000510
  • 42926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Living Area
Gross Area2,698 sqft
1st Floor Area2,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,706 sqft (0.177 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area418 sqft
PorchUnfinished Open Porch
Porch Area284 sqft

Location & Zoning

Street Address433 FISH HAWK DR
CityWINTER HAVEN
StateFL
Zip33884-4173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 51
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionHART LAKE COVE PHASE II
Legal PhaseII
Legal Tract690595
Legal Block2
Legal Lot Number51
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2000
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 FISH HAWK DR, WINTER HAVEN, FL 33884-4173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2014 · Amount on Record
Deed SaleNov 20, 2014 · Amount on Record
Prior SaleJan 8, 2014 · Amount on Record
Deed Document Number2014197688
Deed Book / Page9388 / 1994
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address433 FISH HAWK DR, WINTER HAVEN, FL 33884-4173
Document Number0103530381
Book / Page010353 / 000381
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address433 FISH HAWK DR WINTER HAVEN FL 338844173, WINTER HAVEN, FL 33884-4173

Mortgage

Document Number0103530381
DateDec 28, 2017
Book Page010353/000381
Instrument249644
Lender
NameAMERICAN MTG BK
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,559 (+2.7%)$259,784 (-2.29%) Land $52,000 Building $207,784
2025$1,673.00 (+7.24%) Homeowner's exemption$132,969 (+5.99%)$265,865 (+1.32%) Land $52,000 Building $213,865
2023$1,560.00 (+3.72%) Homeowner's exemption$125,458 (+3%)$262,408 (+2.55%) Land $50,000 Building $212,408
2022$1,504.00 Homeowner's exemption$121,804$255,871 Land $42,000 Building $213,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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