409 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 409 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,050 sqft · built 2007
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on File
Last Sale	$168,900 (Apr 2016)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690595-000280`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690595-000280`
Alternative APNs	`242926690595000280` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,050 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,380 sqft
Upper Floors Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,701 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft

Location & Zoning

Street Address	409 FISH HAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 28
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	HART LAKE COVE PHASE II
Legal Phase	II
Legal Tract	690595
Legal Block	2
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2000
Census Tract	14401

Owner

Source: Polk County records · APN 26-29-24-690595-000280

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 FISH HAWK DR, WINTER HAVEN, FL 33884-4173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	201671657
Deed Book / Page	9802 / 1992
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	409 FISH HAWK DR, WINTER HAVEN, FL 33884-4173
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FISH HAWK DR, WINTER HAVEN, FL 33884-4173

Mortgage

Document Number	0000019687
Date	Jan 26, 2024
Book Page	12985/635
Instrument	2024019687

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2039

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+6.43%) Homeowner's exemption	$181,694 (+5.99%)	$295,850 (+2.77%) Land $52,000 Building $243,850
2023	$2,428.00 (+3.19%) Homeowner's exemption	$171,430 (+3%)	$287,874 (+14.76%) Land $50,000 Building $237,874
2022	$2,353.00 Homeowner's exemption	$166,437	$250,856 Land $42,000 Building $208,856

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.