Polk County property record for 441 Fish Hawk Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,920 sqft · built 2006 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $432,000 (Nov 2024) |
| Tax Bill | $6,818 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690595-000530 |
| Primary APN | 26-29-24-690595-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,920 sqft Living Area |
| Gross Area | 4,536 sqft |
| 1st Floor Area | 1,712 sqft |
| Upper Floors Area | 2,208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,701 sqft (0.177 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Street Address | 441 FISH HAWK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 53 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HART LAKE COVE PHASE II |
| Legal Phase | II |
| Legal Tract | 690595 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 FISH HAWK DR, WINTER HAVEN, FL 33884-4173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 17, 2018 | Warranty Deed, Transfer INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on Record |
| Deed Sale | Nov 6, 2024 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Document Number | 2024251652 |
| Deed Book / Page | 13322 / 1558 |
| Prior Transfer Date | Dec 24, 2008 |
| Prior Transfer Doc | 0000001108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 441 FISH HAWK DR, WINTER HAVEN, FL 33884-4173 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 441 FISH HAWK DR, WINTER HAVEN, FL 33884-4173 |
| Document Number | 0000323895 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 12519/536 |
| Instrument | 2022323895 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 441 FISH HAWK DR, WINTER HAVEN, FL 33884-4173 |
| Document Number | 0106981724 |
| Book / Page | 010698 / 001724 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 259778 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 TERA PLANTATION LN DEBARY FL 327132369, DEBARY, FL 32713-2369 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,569 (-1.4%) Land $52,000 Building $307,569 | $359,569 (-1.4%) Land $52,000 Building $307,569 | |
| 2025 | $6,818.00 (+87.67%) | $364,687 (+55.03%) Land $52,000 Building $312,687 | $364,687 (+3.81%) Land $52,000 Building $312,687 |
| 2023 | $3,633.00 (+2.86%) Homeowner's exemption | $235,236 (+3%) | $351,312 (+13.86%) Land $50,000 Building $301,312 |
| 2022 | $3,532.00 Homeowner's exemption | $228,384 | $308,537 Land $42,000 Building $266,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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